The Fund seeks to maximize total return by investing all or substantially all of its assets in a balanced collective
investment scheme that invests globally in equity, debt and short term securities, of both corporate and government issuers.
An investor should undertake his or her own research and study on financial instruments and securities
before commencing any investment activity. He or she should read the specific offer document carefully
before making an investment decision. Information on the ATRAM Funds may be requested from ATR Asset
Management (ATRAM) or the Securities and Exchange Commission (SEC).
An investor should seek professional advice if he or she is uncertain of, or has not understood, any
aspect of the Fund or the nature of risks involved in investing in funds, especially those which invests
in high-risk instruments and securities.